Good News About HIV You don’t hear much about the HIV epidemic any more, despite the fact that an estimated 1.2 million Americans are living with the disease, and an estimated 44,000 new cases are reported in this country every year. The Center for Disease Control says that 36.7 million people around the world have […]
Archive for the
‘Health Insurance’ Category
How do you become an empowered health care consumer? A recent blog post on the Forbes magazine website, authored by financial planner/doctor Carolyn McClanahan, suggests that the relationship between doctors and patients is entering a third phase of its long-term evolution. Phase one was paternalistic, where the doctor told the patient what to do and […]
The number of Americans covered by high-deductible health plans (HDHPs)/health savings accounts (HSAs) rose to about 19.7 million in 2015 — up from 17.4 million in 2014. On average, enrollment in HDHPs/HSAs has risen nearly 22% over the past two years.1 If you are new to HSAs and eager to take advantage of all the […]
The issue of health care costs in retirement — and planning for them well in advance of retirement — is becoming a centerpiece of any retirement planning discussion. [images style=”2″ image=”http%3A%2F%2Frebelfinancial.com%2Fwp-content%2Fuploads%2FA-cracked-egg-with-money-coming-out-of-it300x2001.jpg” width=”300″ align=”right” top_margin=”20″ bottom_margin=”20″ left_margin=”20″ right_margin=”20″ full_width=”Y”] A recent study by Employee Benefit Research Institute (EBRI) projected that in 2014, men and women who […]
A flexible spending account (FSA), offered as an elective benefit by many employers, permits workers to contribute, through payroll deduction, to accounts that are designated for specific qualifying medical or dental expenses. If your employer makes an FSA available, the account typically is used in conjunction with your employer-sponsored medical plan for out-of-pocket costs not […]
Financial wellness. On the surface, it sounds like an elusive “trend du jour.” But when it is considered in relation to the workplace, the idea takes hold. Employees are asked to make important financial decisions about retirement plans and health, life, and other insurance coverages as well as other benefits — all of which may […]
The answer is simple: enough to ensure that if you (or a covered family member) get sick or injured, you’re not footing the entire medical bill on your own.If you receive health insurance through your employer, your choices are limited. Some employers will offer plans from multiple health insurance providers, but most limit their offerings […]
The care of special-needs children continues into their adult years, and may survive the passing of their parents.The care choices are wide ranging—family, health-care aides, special-care facilities, day programs and group homes. However, your child’s specific needs and your available financial resources may dictate which is appropriate for your situation. [images style=”2″ image=”http%3A%2F%2Frebelfinancialllc.com%2Fwp-content%2Fuploads%2FSpecial-Needs-Smile-250×258.jpg” width=”250″ align=”left” […]
The good news for Medicare is that the program’s outlook has improved considerably in the past year. According to the trustees, Medicare’s Hospital Insurance Trust Fund is in good shape until 2030 — that’s four years longer than the trustees projected last year — and 13 years longer than they anticipated the year before the […]
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