Any seasoned investor will tell you that buying one stock is riskier than buying a basket of stocks. The underlying concept is diversification—the idea that the movement of the shares of many different companies, taken together, will be smoother than the trajectory of any one of them. But the ETF market has managed to create […]
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‘Business Planning’ Category
Female entrepreneurs are an undeniable force in the global economy. Yet businesses owned by women have historically attracted much less capital than those of their male-owned counterparts. Facing Challenges [images style=”2″ image=”http%3A%2F%2Frebelfinancial.com%2Fwp-content%2Fuploads%2FFrustrated-woman-300×200.jpg” width=”300″ align=”right” top_margin=”20″ bottom_margin=”20″ left_margin=”20″ right_margin=”20″ alt_text=”Frustrated%20woman%20″ full_width=”Y”] Although the number of women who apply for and obtain equity capital has increased in […]
A flexible spending account (FSA), offered as an elective benefit by many employers, permits workers to contribute, through payroll deduction, to accounts that are designated for specific qualifying medical or dental expenses. If your employer makes an FSA available, the account typically is used in conjunction with your employer-sponsored medical plan for out-of-pocket costs not […]
Defined contribution plan sponsors are rethinking ways to improve investment offerings in an attempt to elevate retirement outcomes for plan participants. The Towers Watson 2014 U.S. Defined Contribution Sponsor Survey revealed a few key themes. [images style=”2″ image=”http%3A%2F%2Frebelfinancial.com%2Fwp-content%2Fuploads%2FA-401K-form-stick-figure-holding-a-golden-key-in-front-of-a-gold-2015-300×300.jpg” width=”300″ align=”right” top_margin=”20″ bottom_margin=”20″ left_margin=”20″ right_margin=”20″ full_width=”Y”] Improving Portfolio Diversification Historically, DC investment options have leaned heavily […]
A study by the Putnam Institute, “Defined Contribution Plans: Missing the forest for the trees?” contends that while a number of variables, such as fund selection, asset allocation, portfolio rebalancing, and deferral rates all contribute to a defined contribution plan’s effectiveness — or lack thereof — it is deferral rates that should be placed near […]
Imagine being able to meet with someone who is totally in tune with the needs of your department, intimately knows the issues between you and your employees, bosses and coworkers and has a solid idea of how to correct difficulties. Now that would be a person to meet with. [images style=”2″ image=”http%3A%2F%2Frebelfinancialllc.com%2Fwp-content%2Fuploads%2FCircle-the-date-calendar.jpg” width=”360″ align=”right” top_margin=”25″ […]
Why – Why – Why? Most of us as children have frustrated a parent or other adult by asking a seemingly endless series of “why” questions. [images style=”2″ image=”http%3A%2F%2Frebelfinancialllc.com%2Fwp-content%2Fuploads%2Fwhy-Picture.jpg” width=”360″ align=”right” top_margin=”25″ bottom_margin=”25″ left_margin=”25″ right_margin=”25″ full_width=”Y”] “Why is the sky blue?” “Because the molecules in the air scatter blue light from the sun more than […]
Self-employment is an important career choice for many people, and it is an option elected by many seniors and baby boomers. But with this choice comes the need to provide your own health insurance, which can be a formidable expense. And, thanks to the Affordable Care Act, a necessary one starting in 2014. If you […]
Insuring Your Business With a Buy/Sell Agreement Life insurance is designed to help protect a household from the financial hardships that may follow the untimely death of a primary wage earner. But how will a death affect a small business? One way of safeguarding a business is to create a buy-sell agreement. A buy-sell agreement […]