Oil prices, which are down nearly one-third since last summer’s peak, have come under pressure due in large part to new energy supplies — notably from the United States — which are tipping the balance of supply and demand.1 Over the past several years U.S. oil production has increased more than 70% and, according to […]
Archive for the
‘Lifestyle’ Category
Concerns over identity theft continue to grow, especially with news of data breaches at major companies and financial institutions. Unfortunately, you have little control over the hacking of these companies, but you do have control over your actions.[images style=”2″ image=”http%3A%2F%2Frebelfinancialllc.com%2Fwp-content%2Fuploads%2FIdentity-Theft-HSA-SS-Card-Credit-Card-300×200.jpg” width=”300″ align=”left” top_margin=”10″ bottom_margin=”10″ left_margin=”10″ right_margin=”10″ full_width=”Y”] Ten Things to Leave at Home Social Security […]
Benjamin Franklin once said, “a penny saved is a penny earned.”¹ The modern upgrade to that observation might be that $100 not spent is more like $143.²One way to find the money to meet your spending or saving needs is to examine your current spending habits and consider eliminating money wasters. [images style=”2″ image=”http%3A%2F%2Frebelfinancialllc.com%2Fwp-content%2Fuploads%2FBen-Franklin-100-Bill-300×200.jpg” width=”300″ […]
Americans spent about $37 billion on prepaid debit cards in 2013, double the amount from 2009, according to a report by Bankrate, a publisher that reports financial trends and statistics.¹ [images style=”2″ image=”http%3A%2F%2Frebelfinancialllc.com%2Fwp-content%2Fuploads%2FDebit-Card-300×214.jpg” width=”300″ align=”right” top_margin=”10″ bottom_margin=”10″ left_margin=”10″ right_margin=”10″ full_width=”Y”] A prepaid debit card is established when an individual provides cash to a financial institution […]
Researchers have found that investors have a tendency to psychologically exaggerate declines in the performance of an investment and to minimize gains. It’s a phenomenon with a complex sounding name — “myopic loss aversion” — but also one that makes a simple point: Psychology plays a role in our investment decisions. Understanding that role, the […]
Despite the potential long-term benefits of reviewing personal finances on an annual basis, it seems that many Americans still don’t make it a priority to do so. Have you already taken steps to give yourself a fresh financial start next year? It’s still not too late to begin. Aim Higher for Retirement Today, workers are […]
Marriage affects your finances in many ways, including your ability to build wealth, plan for retirement, plan your estate, and capitalize on tax and insurance-related benefits. There are, however, two important caveats. First, same-sex marriages are recognized for federal income and estate tax reporting purposes. However, each state determines its own rules for state taxes, […]
Divorce can be an emotionally and financially challenging life event. In the face of the many possible adjustments divorce entails, making changes to insurance coverage may be overlooked.Here’s a look at each type of coverage: [images style=”1″ image=”http%3A%2F%2Frebelfinancialllc.com%2Fwp-content%2Fuploads%2FDivorce-Decree-250×166.jpg” width=”250″ align=”right” top_margin=”20″ bottom_margin=”20″ left_margin=”20″ right_margin=”20″ alt_text=”Divorce%20Decree” full_width=”Y”] Auto If there is a change in auto ownership, […]
The care of special-needs children continues into their adult years, and may survive the passing of their parents.The care choices are wide ranging—family, health-care aides, special-care facilities, day programs and group homes. However, your child’s specific needs and your available financial resources may dictate which is appropriate for your situation. [images style=”2″ image=”http%3A%2F%2Frebelfinancialllc.com%2Fwp-content%2Fuploads%2FSpecial-Needs-Smile-250×258.jpg” width=”250″ align=”left” […]