\nWhy choose us? 1st and foremost we are very proficient in our profession:<\/h4>\n
Our founder and lead financial advisor, Phil Ratcliff, has over 12 years experience as a financial advisor, is a Certified Financial Planner (CFP\u00ae)<\/a>,\u00a0Chartered Financial Consultant (ChFC\u00ae)<\/a>, and a Certified Life Underwriter (CLU\u00ae)<\/a>. We are dedicated to serving our clients with the highest level of professionalism and continuing education:<\/p>\n
\nOur specialties include:<\/h4>\n
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- Retirement Planning:<\/a>\n
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- Social Security Planning\/Maximization.<\/a>\n
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- Windfall Elimination Provison and Government Pension Offset.<\/a><\/li>\n<\/ul>\n<\/li>\n
- OPERS Retirement Planning.<\/a><\/li>\n
- STRS Retirement Planning.<\/a><\/li>\n<\/ul>\n<\/li>\n
- Estate Planning:<\/a>\n
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- Simple Estate Planning.<\/a><\/li>\n
- Trust Design and Management.<\/li>\n
- Charitable Giving\/Planning.<\/li>\n
- Complex Estate Planning and Legacy Planning<\/li>\n<\/ul>\n<\/li>\n
- Business Planning:<\/a>\n
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- Employee Benefits.<\/li>\n
- Retirement Plan design.<\/a><\/li>\n
- Executive Benefits.<\/li>\n
- Succession Planning.<\/a><\/li>\n
- Exit Planning.<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/blockquote>\n
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We specialize in Comprehenisive Financial Planning:<\/h4>\n
Beyond our specialties, we like to provide our advice in a comprehensive approach. Please watch the following video to gain a better understanding of how we help our clients evaluate their financial options to design better financial plans:<\/p>\n