\nIntroduction:<\/h2>\n
You have worked a lifetime to save and pay down your debts\u00a0so that one\u00a0day, hopefully soon, you can make your money work for you rather than you\u00a0working for money until the day you die. Unbelievably, after all of this work, most people will not take the time to make a plan to maximize their savings and accumulated benefits.\u00a0If you want\/need to make a retirement\u00a0plan but don’t want the on-going expense\/relationship of\u00a0a financial advisor\/planner then a Basic Retirement Plan may be for you and you should read further to see how we can help.<\/p><\/blockquote>\n
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Retirement Planning can bring large savings and peace of mind:<\/h2>\n
Retirement planning is the act of evaluating all of your assets, liabilities, goals and then making a plan to make sure that you can live the way that you want to without having to worry about running out of money before you die. \u00a0Furthermore, once we accomplish that first goal, we want to make sure that we get the most out of what you have worked hard to accumulate for you and those you love. For instance, most retirees will have Social Security and the average couple may be able to draw an additional $100,000-200,000 in additional benefit by selecting their optimal claiming strategy. \u00a0Furthermore, many of these strategies have the added benefit of protecting you better from the risk of running out of money before you die.<\/p>\n
Beyond Social Security Optimization,\u00a0we help our clients understand how their assets will provide income and security in their golden years, which adds more value (this number is highly dependent on the amount accumulated) and significant peace of mind in understanding how everything will actually\/practically work to provide their\u00a0specific\u00a0retirement reality.<\/p><\/blockquote>\n
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Who needs a Standard\u00a0Retirement Plan?<\/h2>\n
Generally, most people would benefit from a retirement plan because it would help them decide when to retire, what to expect, and how to optimize their resources. \u00a0When viewed from the perspective that this plan, or lack of one, will be with the retiree for the rest of their life, even low-income individuals\/households would significantly benefit.<\/p>\n
However, increased complexity and savings levels will increase the value of our\u00a0retirement plans and thus we believe that the \u00a0ideal candidate for our Basic Retirement Plan would be individuals\/households with assets over $75,000 that also still have their Social Security elections to make.<\/p>\n
Our basic plan helps you to visualize what your retirement will look like, whether your plan is likely to work, and helps you to implement important optimization strategies.<\/p><\/blockquote>\n
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How can we help?<\/h2>\n
We specialize in helping our clients plan for retirement and we have invested extensively in providing the highest quality advice:<\/p>\n