Thanks to healthier lifestyles and advances in modern medicine, there are more Americans over the age of 65 than there have ever been. The U.S. Census Bureau estimates that by 2030, more than 20 percent of U.S. residents will be aged 65 and over, compared with 13 percent in 2010 and 9.8 percent in 1970.¹ […]
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Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing and your family ends up on a first-name basis with the nurse at urgent care. Then, as you’re driving to work, giving yourself your best, “You can make it!” pep talk, you see smoke seeping out from under […]
Every year, nearly 130 million households file their federal tax returns.¹ For many, the process involves digging through shoe boxes or manila folders full of receipts; gathering mortgage, retirement, and investment account statements; and relying on computer software to take advantage of every tax break the code permits. It seems a shame not to make […]
Changing jobs can be a tumultuous experience. Even under the best of circumstances, making a career move requires a series of tough decisions, not the least of which is what to do with the funds in your old employer-sponsored retirement plan. Some people choose to roll over these funds into an Individual Retirement Account, and […]
While many people are familiar with the benefits of a traditional 401(k) plans, others are not as acquainted with Roth 401(k). Since January 1, 2006, employers have been allowed to offer workers access to Roth 401(k) plans.¹,² And some have rolled out offerings as part of their retirement programs. As the name implies, Roth 401(k) […]
Americans are expected to spend an annualized $53.8 billion on home improvements in the third quarter of 2014—which represents a 9.9% increase over the third quarter of 2013.¹ Those looking into environmentally minded home modifications may get a boost from Uncle Sam’s tax incentives. Here’s how:² The Energy Property Tax Credit Tax credits for Energy-Star-rated […]
Since Apple launched its iPhone App Store in July 2008, the mobile applications market has exploded.¹ In January 2013, Apple reported that its customers had downloaded more than 40 billion “apps,” with more than 775,000 apps available in the Apple app store.² On the other side of the smart phone universe, Google reported that Android […]
We hear over and over again how important it is to maintain a healthy lifestyle. But being healthy for its own sake isn’t easy — especially when you’re facing down temptation or battling procrastination. For some, the monetary benefits of a healthy lifestyle may offer helpful incentive. Being healthy not only makes you feel good, […]
In 2013, 148.0 million taxpayers dutifully filed their federal income tax returns.¹ And all of them made decisions about deductions and credits—whether they knew it or not.When you take the time to learn more about how it works, you may be able to put the tax code to work for you. A good place to […]
Facebook, Twitter, LinkedIn—they’ve all fallen prey to hackers who exposed passwords and other personal information for hundreds of thousands of their users. If you haven’t yet had your password stolen, chances are, it may only a matter of time. Hearing the word “hacker” may conjure up the image of a teenaged wiz-kid up all night […]