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Wow!  There’s no diplomatic way to say this: the global stock markets are in panic mode right now.  In two weeks of trading, the U.S. S&P 500 index is down 8% on the year, which brings us close to correction territory (a 10% decline), and has some predicting a bear market (a 20% decline). On […]

Every January, people wait for their W-2s and other tax forms to arrive in the mail so that they can get their information in order before the April filing deadline. While some people have plenty of tax taken out of each paycheck to cover what they owe the government, others are self-employed or don’t have […]

As more Americans shoulder the responsibility of funding their own retirement, many rely increasingly on their 401(k) retirement plans to provide the means to pursue their investment goals. That’s because 401(k) plans offer a variety of attractive features that make investing for the future easy and potentially profitable. What is a 401(k) plan? A 401(k) […]

Installment debt, in itself, is not a bad thing. It enables us to make major purchases that would be nearly impossible to finance up-front. The problem is, in this consumer society, we’re bombarded with advertisements for literally thousands of “must-have” products. The result is that while our parents tended to pay with cash and buy […]

Have your long-term financial goals changed in the last three days? Are American companies less valuable because investors in China are panicking? Is there any reason to think that because Chinese investors are panicking, that Chinese companies are less valuable today than they were a few days ago? These are the kinds of questions to […]

Retirement Assets in the Event of a Divorce Federal law requires that participants in employer-sponsored retirement plans designate their spouse as their beneficiary unless the spouse waives this right in writing. Assuming that you and your spouse adhered to this practice, a document known as a Qualified Domestic Relations Order (QDRO), which is part of […]

Jan 05, 2016

phil

Lifestyle, News

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About a third of all adults over the age of 85 will get Alzheimer’s disease or some other form of dementia, but these maladies may be more preventable than most of us realize.  Doctors have known that older adults who use their brains more actively are less likely to fall victim to dementia, while less […]

Jan 05, 2016

phil

Lifestyle, News

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You undoubtedly know that hackers are everywhere these days, including openly operating in Moscow near the government offices and inside the Chinese military.  You probably have virus and malware protection on your computer, and you know not to click on suspicious links sent by email. But an interesting new vulnerability is emerging which you may […]

What’s the best way to be happy and successful?  What do most happy and successful people have in common? If you answered “money,” or anything to do with meditation or networking skills, you’re off the mark, according to Jason Butler, a former financial planner who is currently working as a motivational speaker.  He says that […]

Let’s see where the action is! When you look at the geographic map of the world, you’re actually looking at several major distortions.  First, unless you’re looking at a globe, the map will show Antarctica, Greenland, Iceland, Canada and Australia as much larger than they actually are, while equatorial areas like the middle of South […]

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