Knowledgeable investors are aware that investing in the capital markets presents any number of risks—interest-rate risk, company risk, and market risk. Risk is an inseparable companion to the potential for long-term growth. Some of the investment risks we face can be mitigated through diversification.¹As an investor, you face another, less-known risk for which the market […]
Archive for February, 2015
Concerns over identity theft continue to grow, especially with news of data breaches at major companies and financial institutions. Unfortunately, you have little control over the hacking of these companies, but you do have control over your actions.[images style=”2″ image=”http%3A%2F%2Frebelfinancialllc.com%2Fwp-content%2Fuploads%2FIdentity-Theft-HSA-SS-Card-Credit-Card-300×200.jpg” width=”300″ align=”left” top_margin=”10″ bottom_margin=”10″ left_margin=”10″ right_margin=”10″ full_width=”Y”] Ten Things to Leave at Home Social Security […]
Benjamin Franklin once said, “a penny saved is a penny earned.”¹ The modern upgrade to that observation might be that $100 not spent is more like $143.²One way to find the money to meet your spending or saving needs is to examine your current spending habits and consider eliminating money wasters. [images style=”2″ image=”http%3A%2F%2Frebelfinancialllc.com%2Fwp-content%2Fuploads%2FBen-Franklin-100-Bill-300×200.jpg” width=”300″ […]
Americans spent about $37 billion on prepaid debit cards in 2013, double the amount from 2009, according to a report by Bankrate, a publisher that reports financial trends and statistics.¹ [images style=”2″ image=”http%3A%2F%2Frebelfinancialllc.com%2Fwp-content%2Fuploads%2FDebit-Card-300×214.jpg” width=”300″ align=”right” top_margin=”10″ bottom_margin=”10″ left_margin=”10″ right_margin=”10″ full_width=”Y”] A prepaid debit card is established when an individual provides cash to a financial institution […]
Researchers have found that investors have a tendency to psychologically exaggerate declines in the performance of an investment and to minimize gains. It’s a phenomenon with a complex sounding name — “myopic loss aversion” — but also one that makes a simple point: Psychology plays a role in our investment decisions. Understanding that role, the […]
Despite the potential long-term benefits of reviewing personal finances on an annual basis, it seems that many Americans still don’t make it a priority to do so. Have you already taken steps to give yourself a fresh financial start next year? It’s still not too late to begin. Aim Higher for Retirement Today, workers are […]
Sometimes people put off saving for retirement because so many other things seem to get in the way. Do you find yourself among them? If so, try to overcome the urge to procrastinate and start saving as soon as possible. When it comes to investing for long-term goals, time can be a powerful ally. Time […]
It’s a common misconception to think of bonds as “plain vanilla” investments that are appropriate only for certain types of people, such as financially conservative retirees. But in reality, bond investments may have the potential to add stability to a portfolio and help reduce overall investment risk — regardless of your age or financial outlook. […]
(For the quarter ended December 31, 2014.) Autumn’s twists and turns did not deflect the stock market from its upward climb. When the dust settled on New Year’s Eve, the S&P 500 ended up more than 4% on the quarter and more than 11% on the year, despite sharp dips in mid-October and mid-December. The NASDAQ […]